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Berger Financial Group OÜ’s core business is the provision of loans and instalments. The company was founded in 2011 and is based on Estonian capital.

We created a loan management system for the client consisting of three environments (Partner, Client, Admin).

Berger  Lumav

Main works carried out on the information system:

  • Creating a info system on Laravel platform
  • ID-card and Mobile-ID authentication and document signing
  • Interface with SAF business software
  • Management of applications, payment schedules and contracts


The Client environment is designed for private and corporate clients to apply for loans. The environment allows:

  • Choice of loan products (e.g. car or property loan)
  • Filling in and submitting a loan application
  • Digital signing of application documents
  • Review, proposals and approval of interactive offers (payment schedule).
  • Conclusion of contracts with digital signing of documents


Through the Partner environment, you can apply for a loan through a Berger partner (e.g. car dealerships):

  • The environment is designed for applying for microloans through partners.
  • Processes/opportunities are the same as in the Client environment.


The Admin environment is a tool for setting up the administration and management of loans. The environment allows you to:

  • Building scalable loan products – the administrator can create and manage products and their attributes and build product-specific application forms. This means that the merchant can configure the parameters to apply for a loan according to the type of loan, for example, the details of the car to be purchased (make, model, VIN code …) in case of a car loan or the details of the collateral in case of a mortgage loan.
  • Document management – the ability to set up document templates for applications and contracts, allowing you to automate document creation.
  • Management of clients, partners and partner staff
  • Management of administrators, company data, bank accounts, CCR limits, notifications and number series.
  • Loan management, consisting of application, tender and contract management.
  • Digital signing of contracts


We thank the client for the pleasant cooperation!

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